The majority think the pension is insecure, but are fighting against it
According to a survey, the majority are aware that our pension system cannot work in the long term, but are doing nothing about it.
Tag: Pension
Digital investment advisor: Does a robo advisor make sense?
A robo advisor can take the work out of investing your own money. However, this comes at the expense of returns. Investing money is not difficult.
Early retirement can only be financed at the individual’s own responsibility
Anyone who wants to retire before reaching the age of 67 has several options, but can only do so on their own responsibility.
Advantages and disadvantages: One-time purchase vs. savings plan
Whether by savings plan or as a one-off purchase: both entry methods have their advantages and disadvantages.We take a closer look at these.
Generational capital: A stock pension that is not one
The share pension will become generational capital. But the plans of the traffic light government will not really help the pension.
2,000 euros pension: Unattainable for many
If you want to have a pension of 2,000 euros in old age, you have to work relatively long hours and earn a lot – in some cases it is even unattainable.
What will change financially for investors in 2023
A lot will change for employees, families and investors in 2023. We have summarized the most important changes.
Motivational Candy: The Freedom Calendar
Keeping a freedom calendar can be a good motivator to work steadily on your passive income.
The savings rate is not everything
If you save more, you can increase your savings rate. But at some point, any potential is exhausted and you have to pull other levers.
Pension level: Germany way down
In Germany, the net replacement rate is 52.9%, which is quite low by European standards.