Rates Archive - TradingForFuture

Despite rising interest rates: patience is the order of the day

Although there are some decent interest rates on overnight and time deposit accounts again, you should not invest your nest egg completely.

If you save more, you can increase your savings rate. But at some point, any potential is exhausted and you have to pull other levers.

Those who build up an interest rate ladder can benefit from higher interest rates without sacrificing flexibility.

Only by changing our time preference and saving can we make our lives more relaxed. However, inflation destroys both.

Those who earn more can save more in absolute terms, but usually also have higher fixed costs that they have to cover later.

Those who manage to keep their savings rates as high as possible in relation to their expenses can retire earlier than most.