What the pension gap means
Anyone making provisions for old age must first take stock and calculate their pension gap and monthly savings rates.
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Anyone making provisions for old age must first take stock and calculate their pension gap and monthly savings rates.
The German pension system is based on a pay-as-you-go system in which the younger generation pays the pensions of the older generation.
Before you start investing and planning for your retirement, you need to follow two golden rules: A nest egg and a budget book.
Those who keep a budget book and have a multi-account system can elicit immense savings potential from themselves!